Hui-Chen Lin
Lead reviewer for credit facility packs. Former credit analyst; focuses on collateral schedules and cash flow consistency.
About
A small office built around application packages
Structured App Audit Office exists for one kind of work: independent financial audit of applications before they reach a bank desk, grant clerk, or investor committee.
Origin
The practice grew out of repeated late-night rescues of financing packs that looked finished until a schedule refused to tie. Founders who had sat on both preparer and reviewer sides of Taiwan credit and subsidy filings opened a desk in Hsinchu County to offer that review earlier — while there is still time to correct the file.
Working approach
We read documents, not slides. Engagements begin with the recipient checklist, move through figures and annexes, and end with a memo your internal owners can act on. We stay clear of selling unrelated retainers or vague corporate language.
Values that show up in the memo
- Plain severity tags instead of padded praise
- Respect for filing calendars and quiet workrooms
- Separation between our review and your statutory audit
- Confidential handling of ledgers and bank extracts
People
Reviewers you may meet
Arthur Peng
Grant and subsidy filings specialist. Maps form sets to annexes and keeps completeness punch lists short and usable.